Pennywise Cash (PTY)

Insurance Loan

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Pennywise Cash (PTY) offers affordable insurance solutions that can be tailor-made for your needs. Premiums can be conveniently billed to your CMM store card.

Our Insurance is underwritten by Guardrisk Life Limited, an authorized financial services provider (FSP76) and a licensed life insurer, and Guardrisk Insurance Company Limited, an authorized financial services provider (FSP75) and a licensed non-life insurer.

Why Choose Us for Your Insurance Cover?

Choose a benefit level​

Ranging from R50,000 to R200,000 depending on what suits your pocket

Tailor your plan

Add your spouse at an additional premium. Cover for death and another benefit of your choice

Convenient & Flexible ​

Comprehensive Protection that gives you Demorent of choice.

Critical Illness Claim

you can apply for this loan if you are;

  • Completed and signed Claim Form
  • Certified ID of account holder
  • Certified copy of the completed medical certificate completed by a Doctor as defined in the policy
  • Send these documents to: loan@pennywisecashloans.co.za
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Funeral Plan

Pennywise Cash (PTY) offers a Funeral Plan that you can tailor to cover your family. Ensure that your funeral expenses are taken care of if you pass away and make sure your family is not under financial stress should you suffer a loss.

  • Choose a benefit level that suits your pocket (ranging from R20,000 to R100,000)
  • Add your spouse at an additional premium
  • Add up to 5 dependent children at an additional premium (maximum death benefit of R20,000)
  • Add up to 6 extended family members at an additional premium (choose a death benefit ranging from R10,000 to R30,000).

Personal Accident Plan

Take care of your loved ones if you pass away or become disabled as a result of an accident. Pennywise Cash (PTY) provides benefit levels that suit your pocket.

  • Choose a benefit level that suits you from R50,000 to R200,000
  • Add your spouse at an additional premium
  • If you have chosen to cover your spouse, this plan includes a premium waiver benefit that will provide cover for your spouse for 6 months after your death
  • No waiting periods
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